gross . 1. take money out of the bank. Flashcards. A bank account you use to pay everyday expenses. a savings plan designed to help set aside funds for future college costs. Premium Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. Escrow A mortgage that carries a fixed interest rate for the entire life of the loan. The amount is transferred immediately. Finance vocabulary, Finance word list - a free resource used in over 40,000 schools to enhance vocabulary mastery & written/verbal skills with Latin & Greek roots. Spell. deposit. Credithistory A bank account equally shared by two or more people Jointaccount Charged by a credit card company each year for use of a credit card. Saving. Credit limit A financial institution's evaluation of an individual's ability to manage debt. Rebalancing Also called equities or shares. Stock Market & Finance vocabulary games, Stock Market & Finance vocabulary puzzles - a free resource used in over 40,000 schools to enhance vocabulary mastery … 13. It is a fun activity to complete individually or in teams. The students then race to identify the vocabulary. CLUES ACROSS. SIPC. Personal Finance Vocabulary. Annual Percentage Yeild describes interest paid to a savings account or certificate . 1.01-1.02. To get started, click on the puzzle below. Can be used for ESL, Workplace Training or general English. Credit, The once-a-year cost of owning a credit card. Balance A reporting agency that collects information on consumer credit usage. Description. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Write. A negative balance of money. Answers are included. It’s the umbrella term for everything is takes for you to be financially successful. DOWNLOAD THE ANSWER SHEETS . by . Credit Bureau The maximum dollar amount that can be charged on a specific credit card account. Write a word or words on the board. This crossword, Personal Finance - Chapter 7 was made with our free online crossword maker. Portion of disposable income not spent on consumption of consumer goods. ARM An account held by an impartial third party on behalf of two parties in a transaction. Just listen to the recording below so that you can improve your own pronunciation.The video that is after the recording also has the vocabulary items being spoken at the same time as showing the flashcards. Spending The money one has saved, especially through a bank or official scheme. 3. how much you owe: 5. amounts that you've already committed to pay The buyer 10. financecharge Consumers or businesses seek legal assistance when bills cannot be paid. Verification of a company's accounts. Compoundinterest A number used by banks and other financial institutions to measure a borrower’s credit worthiness. The vocabulary presented above with definitions or on the flashcards has been spoken and recorded so that you can hear the correct pronunciation. Personal Finance Economics Vocabulary. Introductory Rate The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. Equal Credit helps protect consumers by steeling established procedures for resolving credit billing. Dr Loftin's Learning Emporium. Difficulty: Beginner. Debitcards A payment made to a professional person or to a professional or public body in exchange for advice or services. Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Banking and Finance Vocabulary. This crossword puzzle features 20 important financial vocabulary terms about checking and banking. Interest The amount of money owed to the credit card company. Lenders use these reports to make lending decisions Credit Report the sense of regret after buying something Buyers Remorse allows you to track your income and your expenses Budget a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union an amount of money that you owe to a person, bank, or company Debt, All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Part II: Warm-up . Created by. Hilar. Type Crossword Puzzle. The following is a personal finance crossword puzzle that focuses on the basics of investing, the Financial Independence Community, and key terminology you should be familiar with. Stocks This is the process of paying off your debt in regular installments over a fixed period of time. 9 Act to reduce the international value of a currency . PLAY. This crossword, Personal Finance was made with our free online crossword maker. Ask students if they have any questions about the terms used in the vocabulary worksheets. Money which is lent. Free Personal Finance / By admin 0 Comments. This crossword puzzle features 21 important financial vocabulary terms about investing in stocks. Stocks A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds A system of money in general use in a particular country. Direction in which prices always seem to go. Print the downloadables and s olve them by reading the clues and filling in the correct answer on the corresponding number, either horizontally or vertically. Personal Finance Vocabulary Cloze. Down; 1. how much you own: 2. goals achieved within a few years (college, vacation, home, etc.) Test. credit limit. Today, you can buy items using your computer, smart phone, or by going to a store. Match. Caveat Emptor interest calculated on both the principal and the accrued interest. 8. Add, edit, delete clues, and customize this puzzle. Start studying Unit 9: Financial Literacy - Personal Finance Basics. Personal Finance Vocabulary Exercises. PLAY. Assetallocation Commonly referred to as fixed-income securities. If you need a few hints, these blogs will help: Financial Terms Explained; 10 Common Credit Terms Defined; Personal Loan Terms to Know Before You Apply. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. Gravity. Learn. Annual Percentage Rate for interest paid on a card. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! There are 20 financial terms contained within the crossword. DOWNLOAD THE CROSSWORD PUZZLES. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. $25.00. STUDY. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. Grade Personal Financial Literacy from The Pensive Sloth–social studies, math, . Feel free to download and print the pdf, if it’s easier. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Flashcards. Quickly go over the vocabulary sheets. statement . Test. It offers the same financial services as a bank Credit Union Allow customers to get cash and conduct banking transactions ATM An account that allows you to deposit money and write checks on that account. maximum amount you can charge on a credit card. Test. Bundle . Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. Size 20 questions. Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. stockoptions The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Used in the value of an individual 's money affairs balance a reporting agency that information... 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